Storm & Hail Damage Specialists
Storm or Hail Damage? We Handle Your Insurance Claim — Start to Finish.
Free inspection from a HAAG-Certified inspector. We document the damage, meet your adjuster on-site, and pursue your full payout. You pay only your deductible.
Free Storm Damage Inspection
Start Your Claim in 30 Seconds
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Has your roof been damaged by hail or storms in the last 2 years?
This helps us check if you may qualify for insurance-covered repairs.
"These guys are the absolute best! They are fast, keep everything clean, and go the extra mile to make sure you get quality work at the best price possible!"
A. Sutter · Google Local Guide
What Homeowners Say
Recommended by our neighbor, received a call and same day they came out and they patched out our roof. Very happy with the quick response. Thank you.
tatikeke2010
These guys are the absolute best! They are fast, keep everything clean, and go the extra mile to make sure you get quality work at the best price possible!
A. Sutter (Google Local Guide)
Fabulous service that takes the guesswork out of water damage investigation.
Verified Google review
Free HAAG Inspection
A certified inspector documents every point of storm or hail damage on your roof.
We Handle Your Insurance Claim
We meet your adjuster on-site, file the paperwork, and pursue your full payout.
You Pay Only Your Deductible
Once your claim is approved, we complete a quality repair — you pay only your deductible.
How Your Claim Works
We inspect & document the damage
We meet your adjuster on-site
We file & negotiate your claim
Quality repair — you pay only your deductible
Insurance Carriers We Work With
Financing available for qualified homeowners — ask us about flexible payment plans.
DFW Service Area
How the Storm Claim Process Works in Texas
Most Dallas–Fort Worth homeowners only file a roof claim once or twice in the time they own a house, so the process feels unfamiliar. It is more predictable than it looks. Here is the order things actually happen in Texas, and what you are responsible for at each stage.
1. Document the damage before you call anyone. Write down the date of the storm, save any hail or wind alerts you received, and take photos of anything visible from the ground — dented gutters, downspouts, window screens, fence caps, air-conditioner fins, patio furniture. Soft metal takes hail marks even when the roof looks untouched from the driveway, and those marks are part of how an adjuster confirms a hail event hit your address on the date you claim it did.
2. Get an inspection before you file. Filing a claim with no idea whether real damage exists puts a claim on your record for nothing. We inspect the roof first, at no charge, and tell you honestly whether the damage is claim-worthy. If it is not, we will say so, and you can decide to repair out of pocket or leave it alone.
3. File with your carrier. You file — the policyholder always does. Texas policies contain a limited window from the date of loss in which a claim must be reported, and that window is defined in your specific policy rather than being the same for everyone. Waiting past it gives the carrier grounds to deny on late notice even when the damage is legitimate. If a storm hit your area, do not sit on it for a season.
4. Adjuster inspection. The carrier assigns a field adjuster who schedules a site visit, usually within one to two weeks in normal conditions and longer after a widespread regional storm. The adjuster climbs the roof, takes measurements and test squares, and photographs damage.
5. Scope of loss and settlement. After the inspection the carrier issues a scope of loss — a line-item document listing every component they agree to pay for and at what price. Read it. Scopes frequently omit items a real roof replacement requires: drip edge, ridge vent, ice-and-water in valleys, second layer tear-off, code-required decking replacement. Omissions are usually oversights and can be supplemented with documentation.
6. Work begins. Once the scope is agreed, we schedule the build. Most single-family DFW roofs are a one-day tear-off and install. Your carrier typically releases funds in two payments — an initial actual-cash-value check and a recoverable-depreciation payment after completion is documented.
What Hail Damage Actually Looks Like
The single most common reason DFW homeowners miss a valid claim is that they looked up from the yard, saw no missing shingles, and assumed the roof was fine. Functional hail damage is usually invisible from the ground. These are the things an inspector is actually looking for:
- Bruised shingle mats. A hailstone impact can fracture the fiberglass mat underneath the surface without tearing anything. The spot feels soft and gives slightly under a thumb, like a bruise on fruit. That fracture is where the shingle will eventually split.
- Granule loss. The colored granules on an asphalt shingle are its sunscreen. Hail knocks them loose and exposes the black asphalt underneath. Check the bottom of downspouts after a storm — a pile of granules in the splash zone is a strong signal.
- Dented soft metals. Gutters, gutter aprons, vents, turbines, flashing, and HVAC condenser fins dent before shingles show anything. Adjusters treat these dents as evidence of hail size and direction.
- Spatter marks on flashing. Hail strips oxidation off metal and leaves clean, light-colored circles on otherwise weathered flashing and vent caps. Spatter dates the event and shows which slopes took the hit.
None of this leaks right away. A bruised shingle keeps shedding water for months. Texas heat then cycles the damaged area until the fracture opens, and the first interior sign — a ceiling stain, a damp attic rafter — often shows up a year or more after the storm that caused it, sometimes after the window to file has already closed. That gap between impact and leak is exactly why a post-storm inspection matters even when nothing looks wrong.
What We Do During the Adjuster Meeting
You do not have to handle the adjuster visit alone. We meet the adjuster on site at no charge and walk the roof with them. In practice that means we are on the ladder for the same inspection, pointing out the test squares and damaged slopes we already documented, so nothing gets missed because it was on a back elevation nobody climbed.
We bring our own photos and measurements, and we discuss code requirements that apply to your build — decking condition, ventilation, and flashing details that a replacement has to meet in your municipality. When the scope of loss comes back missing a line item that the job genuinely requires, we document it and submit a supplement to the carrier. Our job is to make sure the file accurately reflects the roof, and to translate the carrier's paperwork into plain language so you know what you are signing.
A word on deductibles: under Texas law your deductible is your responsibility, and a contractor cannot pay it, absorb it, rebate it, or hide it in an inflated invoice. We never do deductible absorption, and any roofer who offers to is asking you to participate in insurance fraud. What you pay is your deductible — nothing more for covered work — and we will tell you that number in writing before anything starts.
Where We Work
We inspect and build across the Dallas–Fort Worth metroplex, including Dallas, Fort Worth, Farmers Branch, Plano, Frisco, Irving, Carrollton, and Richardson. Storms in North Texas are narrow and local — one neighborhood gets pea hail while the subdivision two miles east takes golf balls — so being local matters. We know which streets got hit on which dates, and we can be on your roof quickly instead of weeks after a storm chaser has already knocked on your door.